(800)-891-8797 Alan@alankifer.com

Retirement Planning

  • Guaranteed, reliable, predictable income for life
  • Tax Advantaged Income
  • Income Continuity for Surviving Spouse
  • Avoiding running out of assets
  • Mimizing income tax liabilities
  • Reducing or eliminating:
  • market risk (is risking it all smart?)
  • interest rate risk (is there anything better zero?)
  • longevity risk (living too long)
  • inflation/deflation risk
  • credit risk (global debt)
  • mortality risk (dying too soon)
  • morbidity risk (getting sick along the way)
  • demographic risk (aging society)
  • liquidity risk (or lack of)