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The information contained in this website is for general information purposes only. Nothing presented is to be assumed or presumed to be directing any specific action, nor is it to be construed as constituting financial or legal ‘advice’. The information is provided by “Top Gun” Financial Planning, LLC and while we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. For any specific guidance (especially of a personal nature) you should seek face to face conversation with your trusted: financial, tax, estate planning, income tax preparation, and/or life-health insurance advisor(s). Any reliance you place on such information is therefore strictly at your own risk.

Every effort is made to keep the website up and running smoothly. However, “Top Gun” Financial Planning, LLC takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.

Your Retirement Plan will be based on information and data provided by you during your consultations. Every effort will be made to identify your needs, objectives and priorities; however, it should be noted that these can change as life experiences change. It is incumbent on you to help your advisor update the assessments made whenever new circumstances, problems, challenges or even changes in needs and or objectives occur.

Financial products and services are identified by using a “Best Interests” standard and making efforts to validate efficiency, efficacy and suitability. Materials presented will also often contain information of a general education basis, and meant to broaden your perspective and understanding. No one can foresee the future, yet, there are valid patterns, trends and cycles of a historical basis that can shed light on things that should be evaluated before decisions are made. You must take full responsibility for your financial decisions and actions.

Any assumptions made in the preparation of materials for review have been previously authorized by ‘you’ the prospective client-family. These assumptions are made with a bias for more conservative figures and do not place emphasis on “averages” as these can often be very misleading. You should thoroughly review all performance data used, and verify that they are within your benchmarks. Past performance indicators are no guarantee of any future anticipated returns. Be very cautious to not overinflate or overestimate performance assumptions.

Retirement planning is and should be designed based on the individually unique circumstances for every family. Focus should be on doing better and making progress, not looking for perfect. Risks should only be taken that are acceptable to the individual client-family and not predicated upon any outside unprofessional opinion. Ultimate responsibilities for any financial decisions are exclusively in the hands of the client-family. No liability is assumed resulting from the presentation of information contained within these pages or illustrations provided.