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Long-Term Care Planning

  • What is the current plan to cover these expenses when they occur?
  • Avoiding mandatory Medicaid (government-sponsored long-term care): Spend down – what are the rules?
  • If not long-term care insurance, then what?
  • Being tax smart: How you pay for the plan you use. Get a tax deduction.
  • Be tax smart on the benefits you receive when you claim them. How about tax free?
  • Expenses must be paid. Either by you with a plan, by your family without a plan or by the government and they take everything.

Choose wisely.