Guranteed Reliable Income Planning [GRIP]

• Active or passive? What do you have? What will you have in the future?
• Making tax-efficient choices: If you have to pay taxes, then pay at the lowest rate practical for you.
• When to take the IRA withdrawals: Is it smart to wait until you’re 72 years old?
• Are your income sources/resources “insured”? If not, why not? Do you want that option?
• What about the “survivor’s” income?
• Are there Special Needs circumstances?